File:CBDC vs Cash vs Book (Giro) Money - liabilities and claims.png

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Summary

A commercial bank can serve its liabilities to customers in three different ways:
  • burden of excess reserves, burden of central bank reserves,
  • take out a loan (Interbank Market or granted by the Central Bank),
  • selling primarily liquid assets (for example AAA-rated credit worthiness bonds).
Description Differences in Central Bank Digital Currency [CBDC], Cash, Book (giro) Money.
Date
Source Own work
Author Carlbrandner [CGB]
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© The copyright holder of this file allows anyone to use it for any purpose, provided that the copyright holder is properly attributed. Redistribution, derivative work, commercial use, and all other use is permitted.

Other versions
german version
Commercial Banks single view (Bank of England 2014): Transfer of "reserves" by bank transfer

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5 July 2024

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current15:43, 5 July 2024Thumbnail for version as of 15:43, 5 July 20241,752 × 720 (106 KB)Carlbrandner== {{int:filedesc}} == {{Information |description= Differences in Central Bank Digital Currency [CBDC], Cash, Book (giro) Money. |date=2024-07-05 |source={{own}} |author=Carlbrandner [CGB] |permission= {{Bild-by}} Category:Finance charts |other versions= thumb|left|german version |Other fields=A commercial bank can serve its liabilities to customers in three different ways: * burden of excess reserves, burden of central...
10:11, 5 July 2024Thumbnail for version as of 10:11, 5 July 20241,521 × 612 (89 KB)Carlbrandner== {{int:filedesc}} == {{Information |description= Differences in Central Bank Digital Currency [CBDC], Cash, Book (giro) Money. |date=2024-07-05 |source={{own}} |author=Carlbrandner [CGB] |permission= {{Bild-by}} Category:Finance charts |other versions= thumb|left|german version |Other fields=A commercial bank can serve its liabilities to customers in three different ways: * burden of excess reserves, burden of central...

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