ASA Banka
ASA Banka
Company typePrivate company (d.d. - dioničko društvo)
Sarajevo Stock Exchange: IKBZRK2[1]
IndustryFinancial services
PredecessorMoja Banka d.d. Sarajevo (2010–2016)
Investiciono-komercijalna banka d.d. Zenica (1957–2016)
Founded30 December 2016; 7 years ago (2016-12-30) as ASA Banka
Headquarters
Sarajevo, Trg međunarodnog prijateljstva br. 25, 71000 Sarajevo
,
Number of locations
63 branches (2024)
Area served
FBiH entity in
Bosnia and Herzegovina
Key people
Samir Mustafić (CEO)
ProductsConsumer banking, corporate banking, insurance, investment banking, mortgage loans, private banking, private equity, wealth management, credit cards
ParentASA Group in Bosnian ( ASA Group[2])
www.asa.ba
Websitewww.asabanka.ba[3]

ASA Banka d.d., or simply ASA, is largest[4] Bosnian owned[5] commercial[6] bank[who?] serving Bosnia and Herzegovina headquartered in Sarajevo.

With stakes listed on the Sarajevo Stock Exchange - majority with private capital, bank operate under name ASA (SWIFT code: IKBZBA2XXXX) with the address Trg međunarodnog prijateljstva br. 25, Sarajevo.

ASA Banka d.d. Sarajevo started operating under current name on 30 December 2016 and it was created by the merger of Moja Banka d.d. Sarajevo (2006–2016) to the Investiciono-komercijalna banka d.d. Zenica (1957–2016).

With the acquisition of Vakufska banka d.d. Sarajevo (in November 2021)[7] and ex Russian owned Sberbank BH d.d. Sarajevo (in March 2022) via ASA Finance and ASA banka Naša i snažna d.d. Sarajevo[8] (in December 2022) to the main legal entity, ASA Banka d.d. Sarajevo has positioned itself as one of the leading commercial bank on Bosnian market, the largest domestic[9] and the third largest commercial bank in Bosnia and Herzegovina.[10]

ASA Banka is a member of Bosnian interbank ATM Network BH mreža operated by national payment clearing provider[11] and processing center BAMCARD.[12]

It is a member of Deposit Insurance Agency of Bosnia and Herzegovina (AOD)[13] and it is supervised by FBA banking regulator based on CB BiH[14] regulations.

ASA Banka also offers consumer and business loans, housing loans, debit and credit cards for customers in 63 branches (2024) in FBiH towns.

History

edit

Investiciono-komercijalna banka d.d. Zenica

edit

Investiciono-komercijalna banka d.d. Zenica was founded in 1957 In Socialist Republic of Bosnia and Herzegovina) as Komunalna banka Zenica, then Kreditna banka Zenica, and later Privredna Banka Sarajevo - Filijala Zenica, PBS Osnovna banka Zenica.

In 1990, before the war in BiH, new legal entity was formed as Joint-stock company - (in Bosnian, d.d. - dioničko društvo) and operated under the name Investiciono-komercijalna banka d.d. Zenica[15]. After Bosnia and Herzegovina independence referendum, bank continued to operate until 2016.

Moja Banka d.d. Sarajevo

edit

Moja Banka d.d. Sarajevo was founded in 2006 and operated as Validus banka d.d. Sarajevo, then VABA banka d.d Sarajevo, and FIMA banka d.d. Sarajevo. In 2010, it was named Moja Banka d.d. Sarajevo - which operated until the merger of Moja Banka with Sarajevo to Investiciono-komercijalna banka d.d. Zenica[16].

Mergers of ASA Banka d.d. Sarajevo

edit

ASA Banka d.d. Sarajevo started operating under current name in Sarajevo on 30 December 2016.

With the acquisition of Bosnian Vakufska banka d.d. Sarajavo, which took place in November 2021, ASA Banka d.d Sarajevo becomes the largest domestic bank with over one billion in assets, a wide network of branches, clients and partners in the entire FBiH entity.[17]

When Russia's largest lender Sberbank announced on February 2, 2022, that it was exiting almost all European markets,[18] blaming a large outflow of cash and threats to its staff and assets following Russia's invasion of Ukraine and international sanctions that followed, according to media reports,[19] it was stated that the operation of Sberbank BH d.d. Sarajevo and Sberbank a.d. Banja Luka was also threatened[20] due War in Ukraine.

Banking Agency of the Federation of Bosnia and Herzegovina (FBA) on 1 March 2022 (on Independence Day in Bosnia and Herzegovina)[21] has announced that the purchase of Sberbank BH d.d. Sarajevo in FBiH entity has been completed by ASA banka d.d. Sarajevo, creating new legal entity ASA banka Naša i snažna d.d. Sarajevo[9] owned by ASA Group. With the acquisition of Sberbank BH d.d. Sarajevo, ASA banka fully integrated ASA banka Naša i snažna d.d. Sarajevo into ASA Banka d.d. Sarajevo creating[22] largest Bosnian-owned[23] bank.

Next day, on 2 March 2022, Banking Agency of Republika Srpska (ABRS) also announced that the purchase of Sberbank a.d. Banja Luka in RS has been completed by local Nova Banka, so ex. Banja Luka based Sberbank started operating under new name - ATOS BANK.

The old (Sberbank BH) ATMs and branches in Federation of Bosnia and Herzegovina entity were integrated in 2022 into the new ATM network BH Mreža[24] which was expanded via BAMCARD[25], company majority owned by ASA Group.

Timeline

edit
  • History of Investiciono-komercijalna banka d.d. Zenica (operated from 1990 until 2016; becomes ASA banka d.d.):
  • History of Moja Banka d.d. Sarajevo (operated from 2010 until 2016; becomes ASA banka d.d.):
    • 2006 - Validus Banka Sarajevo
    • 2007 - VABA Banka Sarajevo
    • 2007 - FIMA Banka Sarajevo
  • Acquisitions and mergers:
    • 2021 - ASA Banka d.d. merged Vakufska banka d.d. Sarajevo
    • 2022 - ASA Banka d.d. merged Sberbank BH d.d. Sarajevo (becomes ASA banka Naša i snažna d.d. Sarajevo,[26] in December 2022, it was successfully integrated into current ASA Banka d.d. Sarajevo).

See also

edit

References

edit
  1. ^ "Sarajevska berza-burza Tržište / Emitenti / Profil emitenta" (in Bosnian). SASE. Retrieved 1 September 2024.
  2. ^ https://bs.wikipedia.org/wiki/ASA_Group/
  3. ^ https://www.asabanka.ba/
  4. ^ "ASA Banka: Vodeća domaća banka i treća najveća u BiH" (in Bosnian language). www.biznis.ba. www.biznis.ba. 4 March 2024. Retrieved 2 September 2024. Dodao je da je Banka ostvarila impresivan niz rezultata koji su je učvrstili kao vodeću domaću banku i treću najveću u Bosni i Hercegovini.{{cite news}}: CS1 maint: unrecognized language (link)
  5. ^ L., Nuhanovic (12 December 2023). "Dominacija stranih banaka na bh tržištu – FORBES BiH donosi pregled banaka koje posluju u državi". www.forbes.n1info.ba (in Bosnian language). Retrieved 2 September 2024. ASA Banka, poznata domaća bankarska institucija, nastala je spajanjem Moja Banka DD Sarajevo i Investiciono-komercijalne banke DD Zenica{{cite web}}: CS1 maint: unrecognized language (link)
  6. ^ "ASA Banka: Vodeća domaća banka i treća najveća u BiH" (in Bosnian language). www.vijesti.ba. www.vijesti.ba. Retrieved 2 September 2024. Dodao je da je Banka ostvarila impresivan niz rezultata koji su je učvrstili kao vodeću domaću banku i treću najveću u Bosni i Hercegovini.{{cite news}}: CS1 maint: unrecognized language (link)
  7. ^ "ASA Banka zvanično pripaja Vakufsku banku" (in Bosnian language). www.profitiraj.ba. www.profitiraj.ba. 29 November 2011. Retrieved 31 August 2024. ASA Banka d.d. Sarajevo saopćila je da će 30. novembra ove godine biti izvršena statusna promjena – pripajanje Vakufske banke d.d. Sarajevo, nakon koje Vakufska banka nastavlja poslovati pod nazivom ASA Banka.{{cite news}}: CS1 maint: unrecognized language (link)
  8. ^ www.asabanka.ba (2 December 2022). "Okončan postupak pravno-formalnog pripajanja ASA Banka Naša i snažna, ASA Banci". www.asabanka.ba (in Bosnian language). Retrieved 31 August 2024.{{cite web}}: CS1 maint: unrecognized language (link)
  9. ^ a b "Zvanično je nastala treća najveća banka u FBiH, i to domaća". www.biznisinfo.ba (in Bosnian language). 5 December 2022. Retrieved 2 September 2024. Kao sistemska banka sa domaćim kapitalom i treća najveća banka na tržištu, ASA Banka donosi sigurnost, stabilnost i podršku privredi i stanovništvu.{{cite web}}: CS1 maint: unrecognized language (link)
  10. ^ "ASA Banka je kupovinom Sberbanke u Federaciji BiH postala najveća domaća banka" (in Bosnian language). www.klix.ba. www.klix.ba. 2 March 2022. Retrieved 31 August 2024. Kupovinom Sberbanke u Federaciji BiH ASA Banka postala je najveća domaća banka u Bosni i Hercegovini{{cite news}}: CS1 maint: unrecognized language (link)
  11. ^ "Domaći "igrač" preuzeo milionski udio u Bamcardu". www.biznisinfo.ba (in Bosnian language). 31 August 2022. Retrieved 2 September 2024. Kako saznaje BiznisInfo, kupac je domaća ASA Banka Naša i snažna Sarajevo. ASA banka već ima udio od 9,6 posto u Bamcardu. Bamcard d.d. Sarajevo je prvi i jedini procesni centar u Bosni i Hercegovini koji pruža potpunu podršku kartičnom poslovanju bankama.{{cite web}}: CS1 maint: unrecognized language (link)
  12. ^ "BH Mreža bankomata". www.bhmreza.ba (in Bosnian). Retrieved 10 May 2024. članica BH Mreže: ASA Banka, Bosna Bank International (BBI), Privredna banka Sarajevo (PBS), Union Banka
  13. ^ "Banke članice". www.aod.ba (in Bosnian). 16 September 2021. Retrieved 1 September 2024.
  14. ^ "Centralna banka Bosne i Hercegovine - Banke u BiH". www.cbbh.ba (in Bosnian). Retrieved 1 September 2024.
  15. ^ "IKB banka Zenica postala ASA banka sa sjedištem u Sarajevu". www.zenicablog.com (in Bosnian language). 30 December 2016. Retrieved 2 September 2024. IKB banka Zenica postala ASA banka sa sjedištem u Sarajevu – IK Banka u novu godinu ulazi kao ASA Banka. Novi naziv rezultat je promjene vlasničke strukture i nastavak sveobuhvatnog procesa stvaranja jake domaće banke u vlasništvu vodećeg poslovnog sistema ASA Prevent grupacije, saopćeno je.{{cite web}}: CS1 maint: unrecognized language (link)
  16. ^ "Moja banka se pripaja IKB Zenica" (in Bosnian language). www.kliker.ba. www.kliker.ba. Retrieved 2 September 2024. Investiciono-komercijalna banka Zenica, koja je odnedavno pod kontrolom ASA Finance i povezanih društava iz ASA grupacije, ima namjeru pripojiti privr{{cite news}}: CS1 maint: unrecognized language (link)
  17. ^ "ASA Banka – Najveća domaća banka u FBiH". www.poslovnisvijet.ba (in Bosnain language). 25 August 2024. Retrieved 31 August 2024. ASA BANKA je najveća domaća banka u Federaciji BiH. Nastala je spajanje Moje banke, Investiciono-komercijalna Banke i Vakufske banke.{{cite web}}: CS1 maint: unrecognized language (link)
  18. ^ "Russia's Sberbank sells its subsidiaries in Central and Eastern European markets". www.n1info.ba. 4 November 2021. Retrieved 1 September 2024.
  19. ^ "Nova banka kupila Sberbanku Banjaluka". Radio Slobodna Evropa (in Bosnian). www.slobodnaevropa.org. 2 March 2022. Retrieved 1 September 2024.
  20. ^ "Gužva ispred Sberbanke u Banjaluci: Ne paničimo, došli smo po pare FOTO". www.bl-portal.com (in Serbian). 28 February 2022. Retrieved 25 May 2024.
  21. ^ "Spasiba Agenciji: Kako je ASA kupila dionice Sberbank BH". www.interview.ba (in Bosnian language). 12 February 2023. Retrieved 2 September 2024. Simbolično, na Dan Nezavisnosti BIH 1. marta 2022 .godine ASA Finance dostavila je direktoru Agencije za bankarstvo FBIH Jasminu Mahmuziću „Pismo namjere za preuzimanje 100 posto vlasništva nad dionicama Sberbenk BH".{{cite web}}: CS1 maint: unrecognized language (link)
  22. ^ "Spasiba Agenciji: Kako je ASA kupila dionice Sberbank BH". www.tacno.net (in Bosnian language). 27 May 2024. Nakon kupovine dionica Sberbank BH i promjene naziva u „ASA Banka Naša i Snažna" krajem prošle godine dolazi do pripajanja ASA banci. ASA banka, nastala je spajanjem Moje Banke d.d. Sarajevo i Investiciono-komercijalne banke d.d. Zenica. ASA banci 2021. godine pripojila se Vakufska banka nakon čega ASA banka postaje najveća domaća privatna banka sa aktivom preko 1 milijarde.{{cite web}}: CS1 maint: unrecognized language (link)
  23. ^ Oslobođenje (20 December 2022). "Samir Mustafić za Oslobođenje: Za BiH je važno da ima snažan domaći bankarski sistem". www.oslobodjenje.ba (in Bosnian language). Retrieved 2 September 2024.{{cite web}}: CS1 maint: unrecognized language (link)
  24. ^ "BBI banka uvodi nove usluge: Uplata novca od sada je moguća i putem bankomata širom BiH" (in Bosnain language). www.klix.ba. www.klix.ba. Retrieved 2 September 2024. BH Mreža bankomata je treća po veličini mreža dostupnih bankomata na teritoriji BiH, a sačinjava je više od 200 ATM uređaja BBI banke, ASA banke, Union banke i Privredne banke.{{cite news}}: CS1 maint: unrecognized language (link)
  25. ^ "Nakon što su Turci izašli, ASA Banka Sarajevo preuzela njihove dionice u Bamcardu" (in Bosnian language). www.fokus.ba. www.fokus.ba. Retrieved 2 September 2024. Kako saznaje BiznisInfo, kupac je domaća ASA Banka Sarajevo. ASA banka već je imala udio od 9,6 posto u Bamcardu. Bamcard d.d. Sarajevo je prvi i jedini procesni centar u Bosni i Hercegovini koji pruža potpunu podršku kartičnom poslovanju bankama.{{cite news}}: CS1 maint: unrecognized language (link)
  26. ^ "Promjena naziva Sberbank BH d.d. Sarajevo u ASA Banka Naša i snažna d.d. Sarajevo" (in Bosnian language). www.aod.ba. www.aod.ba. Retrieved 31 August 2024.{{cite news}}: CS1 maint: unrecognized language (link)