Talk:Adverse credit history
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editI'm not sure this article is all that helpful. It suggests that a consumer's credit history is binary: either it's adverse or it's not. But lenders recognize a spectrum, a continuum, of credit history--they don't lump histories into two buckets. I'd recommend dropping this article altogether. 199.244.214.30 20:40, 8 February 2006 (UTC)james
The credit reporting system should be abolished. It hurts the poor and creates a financial caste system. It is also bullshit!
The article is also inaccurate. The credit score range is wrong.
Move
editI suggest moving this article to 'negative credit rating'. What do other editors think?--Grace E. Dougle 10:32, 25 February 2007 (UTC)
- I agree, make this page a redirect to negative credit rating, which as you can see still needs to be created. -- Librarianofages 01:55, 26 February 2007 (UTC)
Credit ratings or scores are simply an indicator of a borrowers history of repaying debts and loans, and are not necessarily an accurate figure nor represent the true ability of the borrower to repay a debt.
Merge into credit rating
edityup. Merge into credit rating. 68.101.130.214 06:55, 29 August 2007 (UTC)