Talk:Dental insurance

Full Coverage Advertisment

First of all the wording "full coverage" is vague and a term not recognized in the dental industry. More importantly there other places on the internet that you can place web site ads and hyperlinks. This is not the place for those tactics. --Delamo (talk) 00:25, 25 October 2013 (UTC)

Categorical Statements Regarding Dental Insurance

I do not see the constructive value associating dental insurance and its related benefits with health insurance. It is agreed they are separate coverages by definition. Therefore general references to health insurance should be discussed within the appropriate section and not here. Regards, Dr. Blunt— Preceding unsigned comment added by Delamo (talk • contribs) 00:21, 25 October 2013 (UTC)

I am not a provider but a licensed insurance MGA/Agent/Broker throughout all 50 states. In response please note: (1) the term fine print while historically used to cast some shady perspective in reality is controlled by the department of insurance or an entity in which the insurance companies submit their dental plan benefits, limitations, exclusions, and proposed premium rates for approval. (2) You reference the term politically correct but such terminology remains subjective, vague, and at times unfairly bias. I imagine those who have not read the limitations and disclosures of the dental plan policy may often refer to those sections as "fine print" but in fact such disclosures generally carry the same font type and print. For example: Consider DeltaCare USA coverage summary (http://www.insurancecompany.com/dental/contract-caa55.pdf) and you will notice there is no fine print. To the contrary a majority of the sections are listed in a bold font type.

I recognize with over 30 years experience in the insurance industry in times past the lack of up front full disclosure methodology may have been less than forthright but that has been long gone especially with the dominance of the internet as one has the ability to compare dental policy declarations in real time. I do respect all those who contribute to this section but I think one should consider the importance of dental insurance coverage against not having any at all. In addition I am guarded when the dental discount plans continue to hammer and discredit the insurance industry or pass themselves off as some type of insurance plan when in fact they are not. Again, I sincerely appreciate your viewpoint and it is well taken in which we can provide dental insurance as an alternative health care option compared to no coverage yet it does not remain the best option for everyone. Respectfully, Dr. Blunt

--Delamo (talk) 00:51, 25 February 2012 (UTC)

It surprises me that as a provider (I assume, Dr Blunt) that you would see dental insurance so positively. My experience has been that the dental insurance industry gets away with many fine print restrictions that my patients are unaware of. I made effort to bring this information to the public in the most politically correct way. Thank you for your contribution. - ej8200Ej8200 (talk) 14:04, 24 October 2011 (UTC)

It would be helpful in describing the benefits of dental insurance to use a more positive approach than the one that was offered. I changed several paragraphs to reflect the benefits of dental insurance. Dental insurance plans offer more than just limitations, exclusions, and maximum annual limts. Perhaps a focus on some of the important features would warranted as currently published. Dr. Blunt —Preceding unsigned comment added by Delamo (talk • contribs) 08:29, 06 October 2011 (UTC)

There is no established industry standard for co-pay percentages. Thus, any reference that "most" dental companies who do this or that is incorrect. Further, citing specific dental insurance companies as popular remains subjective unless validated data is considered and reviewed. A balanced reporting of the facts would help promote a broader consumer understanding of the dental insurance industry. Dr. Blunt —Preceding unsigned comment added by Delamo (talk • contribs) 03:48, 14 May 2010 (UTC)

The original reference came from the website reference. As stated earlier the definition is welcome and the site listed is where the definition came from. Delamo (talk) 20:15, 27 April 2009 (UTC) This is a common tactic employed by discount dental plan sites. Such definitions should be presented by industry recognized web sites (e.g., ADA) which provides information from a public service platform.

Dental Insurance Terms

Golden Rule Insurance has a great page about Understanding Dental Insurance Terms that defines and explains common dental insurance terms. I tried to add these terms to the dental insurance page, but when I cited it, I got a message that Wikipedia was not for links, however, I was simply trying to cite my source. It's great content and relevant to the topic of dental insurance. —Preceding unsigned comment added by 173.165.34.1 (talk) 18:21, 7 April 2011 (UTC)

There is reference to copyright information however the correct link for the source is http://www.insurancecompany.com/index.html written in 1997. Dr. Blunt. — Preceding unsigned comment added by Delamo (talk • contribs) 23:27, 11 April 2011 (UTC)

Sourcing and advertising.

Information should be added only if the facts can be sourced to independently written articles appearing in reputable, third-party news sources meeting WP:RS. Health insurance topics are widely covered in the popular press; dental insurance information should be no exception.

Before adding information and citations to commercial websites or associations, please see Wikipedia policy for sourcing at WP:V and WP:N, as well as WP:SPAM.

Next stop those continuing to abuse this article is WP:WPSPAM, which rarely results in a happy ending. Flowanda | Talk 02:16, 29 April 2009 (UTC)

The previous submission contains categorical statements related to the insurance industry and the puchase of dental insurance that is unfounded and would be better served or discussed in a blog type forum. Talk 16:32 28 January 2010 Dr. Blunt —Preceding unsigned comment added by 68.99.188.82 (talk) 00:32, 29 January 2010 (UTC)

If you are going to delete long standing text contributions please indicate the reason so other contributors can verify its accuracy. Dr. Blunt — Preceding unsigned comment added by Delamo (talk • contribs) 21:17, 10 April 2011 (UTC)

Dental Plan

Lisa needs braces! —Preceding unsigned comment added by 98.144.35.152 (talk) 18:28, 3 April 2010 (UTC)

No need to place discount ads in this encylopedia. There are plenty of other alternatives. —Preceding unsigned comment added by Delamo (talk • contribs) 02:42, 5 April 2010 (UTC)