Talk:Postal savings system

Major edit tag

How is it legitimate to have a message saying "Please don't edit, under-going major editing." when there's no discussion on the article? This smacks of irrational editorial conservatism.Fifelfoo 05:39, 9 Sep 2004 (UTC)

@Fifelfoo: No discussion is necessary to use {{inuse}}. It's a courtesy to let you know that another editor is actively working on the article, so you don't put work into an article that would probably just be thrown away, or create a massive edit conflict. But you should always feel free to contact the editor who put it there and ask what they're up to. In this case, it appears the editor who created this article simply forgot to remove it when they were done expanding. As the template says, it can also simply be dropped in cases like that, as you did. -- Beland (talk) 02:46, 29 July 2021 (UTC)

More Info Needed

I wrote the basic article and if I left the "inuse" tag on it, I do apologize. I put a note on the articles needing attention page because I know this article needs more info, especially since I have nothing about countries besides US, UK, and Japan. Ave! PedanticallySpeaking 18:53, Sep 9, 2004 (UTC)

Anon User: added France, Germany, attempted removal of limited geographic scope. It's a little broader now, we can let the editing take its natural course.

Here's some info on Scandinavia:

• Sweden had a post office bank. First it was "Postbanken" ("the post-bank"). I don't know when that was started, unfortunately. In 1974 the government created Post- och Kreditbanken (PK-banken) to replace it. In 1990 they bought the smaller bank Nordbanken and changed their name to that, after which their relations to the Post-Office was phased out (although it was still a state-owned bank). During the 90's a bunch of mergers and aquisitions occured, as well as the government selling off a large part of their holdings. Today it's Nordea, which is mostly a private bank, although the Swedish state still is the largest shareholder at 20% of the stock.

• Norway's post-office bank (also "Postbanken") had its beginnings in 1943 during the Nazi occupation of Norway (the infamous Vidkun Quisling was the first account-holder), it was a giro system for money transfer. It became a full savings bank in 1950. In 1996, ownership was transferred from the Norwegian Post Office to the Norwegian Department of Communications. In 1999 they merged with DnB NOR. Currently the Norwegian state owns 1/3 of DnB. Their cooperation agreement with the Norwegian Post Office expired on Dec 31, 2005.

• Denmark only had a giro system, founded in 1920 as "Postgirokontoret", in 1991 it was turned into a government-owned company as Girobank. In 1995, Girobank merged with the savings bank Bikuben, after which the Danish government sold their remaining interest. In 2001, the merged bank was purchased by Danske Bank. --BluePlatypus 00:30, 5 February 2006 (UTC)

Imperial Russia

I've been reading the 1913 Beilis case transcript and one of the witnesses had a postal savings account from before 1905. He had a bill of indebtedness from the sale of a house and kept the bill with his account. Every time he paid an installment to the seller, who was on compulsory military service in the Russo-Japanese War, he went to the postal bank, made a note on the bill and dated it. Another witness tried to claim the money left on the bill and he had proof that he had paid out everything he owed before the claim was filed. 71.163.114.49 (talk) 10:46, 3 April 2013 (UTC)

Rewrite please

No one came here to learn about British post banks, but about post bank's characteristics, regardless of nation. Further, who does the writer think they are, to presume that Britain somehow gets "more equal" status; that every other of the 200+ countries on this planet can get stuck under the "other" column? Sun don't set on someone's ego. I'd trash the whole thing if I knew how; there would be so many editor tags, it would be up for consideration of "Wiki's Very Model of a Modern Major Entry" after it was all done. twitter signature: @anonomouse1981 72.67.29.199 (talk) 21:49, 1 January 2016 (UTC)

As it stands, the UK is mentioned in the History section as the first nation to have one, and there's a long list of countries in the "By country" section, so this complaint seems to have been resolved. -- Beland (talk) 02:40, 29 July 2021 (UTC)

Not Helpful Enough

The article, as it stands at the time I wrote this, provides almost no information about what a postal banking system is, or how its business model works. Due to my lack of prior knowledge, after reading it, I still cannot see how a regular non-postal banking system in proximity to a post office is not a postal banking system. In fact, if we were to omit the endorsement by the British state and the interest payments, then a hole dug in the ground behind a post office for the sole purpose of hiding money in it would have been consistent with what a postal banking system is, according to the article.

Is cash posted by mail to an aggregator? If so, would the corresponding postman have an armed escort? How are payment instructions handled? How are forgeries of those payment instructions handled? How does one withdraw cash from such a bank? Does the bank have a physical location, or is it merely a postal entity like an email address? When did this system become obsolete, if it did? What prevented conventional banks from operating a postal arm on the side?

With that being said, what has already been written would be perfect for the "history" section of a full article, and should be retained and expanded upon. — Preceding unsigned comment added by 92.238.62.112 (talk) 17:26, 10 August 2024 (UTC)