User talk:Gandrus100/sandbox

Article 1:

Ardalan, Karvous. 2006. Community Reinvestment Act: Review of Empirical Evidence, Journal of Commercial Banking and Finance. 5:1-2. http://www.questia.com/read/1G1-166751879/community-reinvestment-act-review-of-empirical-evidence.

   This article examines the CRA as the government’s response to banks’ “redlining” practices toward minority and poor communities.  It investigates the effects of credit availability, or lack thereof, to existing as well as start-up businesses in inner-cities.  It further investigates the relationship between lending activities and economic growth in local markets.

Article 2:

Cummings, Scott L. 2001. Community Economic Development as Progressive Politics: Toward a Grassroots Movement for Economic Justice. Stanford Law Review 54 no.3. http://www.questia.com/read/1G1-83762766/community-economic-development-as-progressive-politics.

This article focuses on the surge in economic growth and prosperity in the 1990’s and how community economic development benefited from new capital investment in previously neglected areas of the economic landscape. It goes on to discuss the advantages of replacing traditional welfare programs with programs to create jobs and personal economic health through new businesses and revitalization of poorer communities.

Article 3:

Garwood, Griffith L. and Dolores S. Smith. 1993. The Community Reinvestment Act: Evolution and Current Issues. Federal Reserve Bulletin 79, no.4.

http://www.questia.com/read/1G1-13815135/the-community-reinvestment-act-evolution-and-current.

   This article addresses the challenges to financing community economic development projects.  The article gives a good history of the the 1978 Congressional Act and how it is evolved into what it is today.

Article 4:

Greene, Todd. 2010. Research and Outreach: Two Necessary Ingredients for Effective Community and Economic Development. Partners in Community and Economic Development.1 http://www.questia.com/read/1G1-222399275/research-and-outreach-two-necessary-ingredients-for.

Mr. Greene discusses the importance of developing effective research-influenced programs to alleviate the challenges of neighborhood stabilization, unemployment, job retraining, and access to credit for businesses. He cites the the negative effect that scarce government economic resources have on the escalating needs of a community in need.

Article 5:

No Author Cited. 1999. Community Reinvestment Act. ABA Banking Journal 91 no.12. http://www.questia.com/read/1G1-58129205/community-reinvestment-act.

This article illuminates the politics of community economic development by explaining how the Community Reinvestment Act’s rules and stipulations can sometimes inhibit how and when lending institutions can extend credit for project development in certain areas. It reveals details about the stringent guidelines that must be adhered to in order to achieve success. — Preceding unsigned comment added by Gandrus100 (talk • contribs) 19:28, 16 October 2015 (UTC)